COMMUNITY SUPPORT
WE PLAN FOR THE DAY ONE OF YOU IS LEFT BEHIND. WAF IS THERE WHEN NO ONE PLANNED.
Every retirement plan we build asks the same hard question: what happens to the surviving spouse? Most of the families we serve get to answer it in advance. Many widows never had the chance.
THE PROBLEM
NEARLY 1 IN 3 WIDOWS OVER 65 LIVES AT OR NEAR POVERTY
U.S. CENSUS BUREAU
1 IN 3
Widows over 65 live at or near the poverty line — after a lifetime of working and contributing.
WISER
80%+
Of women outlive their husbands. Women live 5–7 years longer than men on average.
FIRST YEAR OF LOSS
37%
Average income decline a widow experiences in the first year — the shock that leads to skipped meals, unfilled prescriptions and eviction notices.
THE WIDOW’S ANNUITY FOUNDATION
RESTORING DIGNITY. REBUILDING LIVES.
01
ANNUITY SUPPORT
Not one-time aid — a monthly stipend for life. Each widow is assigned a case worker, completes a hardship review and personal interview, and is supported for as long as she needs it.
02
COUNSELING & COMMUNITY
Losing a husband means losing stability, too. WAF pairs financial help with counseling and peer groups so no widow walks through it alone.
03
EDUCATION & TRAINING
Workshops that rebuild confidence and income — practical skills for women who want to work, earn and stand on their own again.
HOW NATION’S FIRST FINANCIAL IS INVOLVED
THIS IS PERSONAL FOR OUR TEAM
We see the near-misses in our own office every week — the couple who got a plan in place just in time. The Widow’s Annuity Foundation exists for the women who didn’t get a near-miss. Our team stands behind WAF and raises funds for it throughout the year, and clients and friends of the firm are always welcome to join us at a WAF event or give directly.
GET INVOLVED
THREE WAYS TO STAND WITH A WIDOW
REFER SOMEONE
KNOW A WIDOW WHO NEEDS HELP?
If someone in your life is struggling after losing her husband, WAF wants to hear from her. Referrals are confidential.
The Widow’s Annuity Foundation is an independent nonprofit. It does not sell or promote annuities, insurance or investment products; donations are tax-deductible to the extent allowed by law.