The information contained in this video and the related presentation is provided by The Retirement Research Foundation and is offered for educational and informational purposes only. Nothing in this video should be interpreted or construed as legal, regulatory, insurance, tax, or financial planning advice or as an offer to perform services related to any of these fields in any respect. The content of this video contains general information and may not reflect current legal, tax, insurance or regulatory developments or information and is not guaranteed to be correct, complete or current. The Retirement Research Foundation makes no warranty, expressed or implied, as to the accuracy or reliability of this information or the information contained in any referenced website. Viewers of this video presentation should not act or refrain from acting on the basis of any information included in the video without seeking appropriate legal or other relevant advice related to the particular facts and circumstances at issue from an attorney or another advisor duly and properly licensed in the recipient’s state of residence. The Retirement Research Foundation expressly disclaims all liability with respect to actions taken or not taken by the viewer based on any or all of the information or other contents of this video. Any information sent to The Retirement Research Foundation via Internet e-mail or through any referenced web site is not secure and is done so on a non-confidential basis. Should the viewer of this video seek a referral to any service provider, the person to whom such referral is made is solely responsible for assessing the knowledge, skill or capabilities of such provider and neither the presenter nor RRF is responsible for the quality, integrity, performance or any other aspect of any services ultimately provided by such provider or any damages, consequential or incidental, arising from the use of such provider. No Representations This video may contain technical or other errors. The Retirement Research Foundation does not guarantee its accuracy or completeness or suitability. IN NO EVENT SHALL THE RETIREMENT RESEARCH FOUNDATION BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES RELATING TO THIS MATERIAL, FOR ANY USE OF THIS MATERIAL, OR FOR ANY REFERENCED WEBSITE. The Retirement Research Foundation takes no responsibility and makes no warranty whatsoever for the content or information contained on sites or sources of information referenced in the video. All such materials are provided on this video solely for the convenience of users and do not represent any endorsement, advertisement or sponsorship of linked sites or any products or services offered.
Last Updated: October 29, 2019
We care about your privacy and we make protecting your privacy one of our priorities. This
(collectively, “Products”) provided by Trager (Trade Name: Nations First Financial), a
Arizona Limited Liability Company and/or any of our affiliates (collectively, “Trager”). By
using our Website, you consent to our methods and procedures described in this policy as
1. Collection of Personal Information.
In the event that you decide to purchase our Products, we will collect and store your billing
and credit card information. In addition, Trager may collect your personal information
including but not limited to your e-mail address, name, physical address and telephone
number as well as demographic information. Unless the customer is a paying customer,
Trager reserves the right, in its sole discretion, to delete customer’s information at any time.
Information about your computer may be automatically collected by Trager including, but
not limited to your: IP address, browser type, domain names visited, access times and
referring website addresses. Trager uses this information for operations, quality control and
statistical feedback. If you disclose your personal information through the Website, it
may be collected by others. You may want to review the privacy statements of any Products
you click on from our website. Their information collection and use policy may be different.
Trager is not responsible for the privacy statements or any other content, services or
Website on third-party Products.
2. Personal Information.
Use Trager collects and uses your information in order to operate our Products and provide
any Products that you request. In addition, your information may be used by Trager to
inform you of other products or services available from Trager and its affiliates in which you
might be interested or ask you to participate in research surveys regarding the Products.
Trager will not sell, rent or lease its customer lists to third parties. However, Trager may
contact you on behalf of its business affiliates about a particular product or service. No
personal information is transferred to such an affiliate without your consent. Trager may share
your information with third parties who provide services, such as customer support, or
deliveries, but in such cases, the third parties are forbidden to use your information except
to facilitate providing the Products you request. Trager tracks page visits of customers in
order to be able to deliver our Products, other customized content, and advertising within the
Products. In addition, other parties who perform data analytics for Trager, such as Google
Analytics, may collect personally identifiable information about your online activities when
you use our Products. Trager makes no representations about any third party data
collection mechanisms. Trager only shares browser-level data through third party vendor
tracking such as Google Analytics. Users can opt-out of these advertising features by
visiting Google or resources like the NAI consumer opt-out page. Trager may use email
addresses to target users with custom ads through 3rd party advertising platforms. Trager
shares customer information with third parties to perform services on our behalf. Trager
may disclose personal information if we believe it is required or appropriate, such as to
comply with the law, to collect funds owed to us, to protect our users, or in the event of an
emergency. Finally, Trager may disclose personal information as part of a business
transaction or in the event of bankruptcy or insolvency if such information is considered a
business asset. Trager will do its best to inform customers if such an event transpires,
however, there may not be a chance to opt-out in such a case.
Trager may use “cookies” to optimize your experience with our Products. A cookie is a text
file that is placed on your hard drive, but it may not be used to run programs or deliver
viruses to your computer. Cookies are uniquely assigned to you, and when you return to our
website, the information you previously provided can be retrieved, so you can continue to
use any Products that you previously customized. You may accept or decline cookies by
modifying your browser settings. If you decline cookies, the use of the Products may not be
You are solely responsible for preventing unauthorized use of your user information
including your password. You agree that you are responsible for any activity under your
account whether you authorized such activity or not. You agree to immediately notify Trager
of any unauthorized use of your account. Trager secures the personally identifiable
information you provide on its servers in a controlled and secure environment that is
protected from unauthorized access, use or disclosure. Trager encrypts account information
during transmission to other websites using protocols such as Secure Socket Layer (SSL).
5. Children Under Eighteen (18) Years of Age.
Our Products are not intended for use by children under the age of 18, and such use is
prohibited by our Terms of Service. We do not knowingly collect personal data from children
under 18. If you become aware that a child has provided us with personal information,
please contact us immediately.
recent version on our website.
7. Contact Information.
To Contact Us at any time, feel free to either call 1(480) 981-7557,
We are Licensed Insurance Agents